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  • What happens if I miss a rent payment?

    What happens if I miss a rent payment? Falling behind on rent can feel daunting, especially when prices keep climbing and wages often don’t. If you’ve had a missed rent payment in the UK, you might be wondering what happens next, what your rights are, and how to avoid things getting worse. This guide offers…

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  • No disposable income left after bills

    No disposable income left after bills You’ve done the maths. The bills are paid, the fridge is stocked and once again, your account is almost empty. No room for error, no chance to save, and no spare change for anything outside of the essentials. If this is your financial reality, you’re far from alone. This…

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  • How much disposable income should I have?

    How much disposable income should I have? Trying to figure out what’s a normal disposable income? You’re not alone. Whether you’re reviewing your budget or starting from scratch, knowing if your income is working for you – or against you – is a vital part of getting on top of your finances. In this guide,…

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  • What can I do if my advance UC repayment is too high?

    What can I do if my advance UC repayment is too high? If you’ve taken an Universal Credit (UC) advance and find the repayments are biting hard each month, you’re not alone. Many people face UC advance repayment problems when deductions reduce too much of their benefit and leave them struggling with day-to-day costs. This…

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  • How to deal with a debt collection agency

    How to deal with a debt collection agency Being contacted by a debt collection agency can feel unsettling. But knowing your rights, understanding the process, and responding in the right way can help you stay in control. Step by step, this guide explains everything you need to know about dealing with a debt collector, from…

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  • What is a debt collection agency?

    What is a debt collection agency? If you’ve missed repayments or fallen behind on bills, there’s a chance you might hear from a debt collection agency. But what exactly is a debt collection agency, and what do they do? This guide will help you understand what to expect, your rights, and how to deal with…

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  • What happens if my Universal Credit is not enough to live on?

    What happens if my Universal Credit is not enough to live on?  If you’re relying on Universal Credit (UC) but it’s not covering your bills, you’re not alone. Many people across the UK are finding that the amount they receive simply doesn’t stretch far enough. With rising living costs and unexpected expenses around every corner,…

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  • What are assets?

    What are assets? In everyday conversations, people often mention ‘assets’ when talking about what they own, but in finance the term carries a more precise meaning. This article breaks down the asset definition, explains the different types of assets, and explores why they’re important – whether you’re managing personal money, running a business, or speaking…

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  • Dealing with debt stress

    Dealing with debt stress If you’re feeling overwhelmed by debt, you’re not alone. Struggling with money can affect every part of life – from your sleep to your relationships – and it can often feel like there’s no way out. But even if things feel hard right now, there are steps you can take to…

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  • Is money ruining my relationship: signs and solutions

    Is money ruining my relationship: signs and solutions

    When money problems creep into a relationship, they rarely begin with a row. More often, it starts with silence. One of you might be quietly worrying about missed payments. The other may be making spending choices without knowing the full picture. Over time, the silence can grow into distance, resentment, or mistrust. If you’re having…

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  • What to do if you can’t talk to your partner about money

    What to do if you can’t talk to your partner about money

    Let’s be honest – talking to your partner about money isn’t always easy. It’s one of those topics that can bring up all sorts of feelings: embarrassment, worry, even guilt. And yet, it’s also one of the most important conversations you can have with your partner. If you’ve found yourself avoiding money chats, or just…

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  • How to stop arguing about money

    How to stop arguing about money

    Money plays a big part in our everyday lives so it’s no surprise that it can be one of the biggest sources of tension in relationships. Whether it’s about spending, saving, debt or future plans, financial conflicts in relationships are more common than many people think. If you’re arguing with your partner about money, or…

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