Steve has worked for MoneyPlus Advice for 14 years and has a huge amount of experience in the debt advice industry.
Children are spending more time online than ever before, and with that comes a whole new set of challenges for parents. One of the biggest is helping them understand the value of money in an online environment. According to the Gambling Commission, more than a quarter of 11-17 year olds in Great Britain spent their…
Struggling to pay your rent can feel scary, especially when everything else is getting more expensive too. If you’ve missed a payment or are worried you might soon, you’re not alone. More and more renters are in the same situation and need help to understand what happens next. In this guide, we explain what rent…
Debt can build up slowly. At first, it might be a credit card here or a loan there. But over time, it can grow into something much harder to manage. This is what’s known as a debt cycle – a pattern where your borrowing keeps growing, and it feels like there’s no way out. Understanding…
If you’ve missed payments and fallen behind on debts, you might be worried about bailiffs turning up at your door. It’s a scary thought – but knowing your rights can help you feel more in control. One of the most common questions people ask is: what can bailiffs actually take from my home? The answer…
Many people across the UK live paycheck to paycheck. This means they rely on each payday just to get by. If you’re in this position, it can feel hard – or even impossible – to think about paying off debt. But even with a tight budget, there are steps you can take to start improving…
Worried about a debt collector taking money straight from your bank account? You’re not alone. This is something many people feel concerned about, especially when they’re already feeling stressed about debt. The good news is that a debt collector cannot typically take money directly from your bank account without going through the proper legal steps.…
If you’ve received a County Court Judgment (CCJ) or think you might be at risk of one, you’re not alone. Thousands of people across the UK deal with CCJs every year, often as a result of financial difficulty or missed payments. In this guide, we explain exactly what a CCJ is, how it affects your…
Falling behind on your mortgage payments can be stressful – especially when the cost of living is already high. If you’ve missed a payment or are worried you might soon, you’re not alone. Many people are in the same position and need help understanding what comes next. In this guide, we explain what mortgage arrears…
If you own your home and have money worries, you might wonder if equity release can help. It’s a big decision that could affect your finances for years to come, so it’s important to understand how it works. Equity release lets you get cash from your home. It may sound like a quick fix, but…
Life rarely goes exactly as planned, and when setbacks strike, they often carry a heavy financial cost. Whether it’s losing a job, an unexpected home repair, or dealing with divorce, some moments can unravel even the most carefully managed budgets. In some cases, these setbacks can lead to debt. If you’re struggling with debt, you’re…
Financial security is often seen as a natural reward for getting older – the idea being that by midlife, people have climbed the career ladder, built up savings, and moved past big expenses like childcare and mortgage debt. However, new data from MoneyPlus challenges that narrative. Our latest survey suggests that Generation X – those…
When you’re struggling with debt, finding extra money to make repayments can feel overwhelming. Taking on a second job is one option many people consider, but is it the right approach for your situation? In this guide, we explore whether finding additional work makes sense for debt repayment, and suggest some practical ways to earn…