Debt Doctor Real questions. Real answers. Debt Doctor is our way of giving honest, straightforward answers to the questions people ask every day about debt, bills, credit scores, bailiffs, loans, and everything in between. No jargon. No judgement. Just practical advice from experienced MoneyPlus advisors who understand that behind every debt question is a real…
Behind the MoneyPlus People: A Thank You Card for Paula Welcome to our new blog series – Behind the MoneyPlus People. This series will be a place for us to share the incredible work our MoneyPlus people do every day, and to celebrate how these wins are positively impacting our customers. Last week, one of…
The UK government has announced that some student loans in England and Wales will have their interest rates capped at 6% beginning from September 2026. At first glance, this may sound like positive news. But what does it actually mean for you and your money? Let’s break it down in a simple, clear way. Interest on your Plan 2 student loans and postgraduate loans will be capped From September 2026, interest on Plan 2 student loans and postgraduate…
Recent data from The Money Charity shows that the average total household debt levels in the UK reached £67,350 in January 2026 and the average debt level per individual is £34,774. These figures reflect a very real trend: debt levels are continuing to rise across the UK, and more people are feeling the pressure in…
10 common reasons why people get into debt in the UK People get into debt in the UK for many reasons – often due to changes in income, rising living costs, health issues, or unexpected life events. We know that debt doesn’t always come from poor choices. For many, it starts when circumstances change and…