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Behind the MoneyPlus People: 5 stars for Wayne

Behind the MoneyPlus People: 5 stars for Wayne Last month, Wayne supported a customer who had been struggling to manage their finances following a decline in their mental health. Wayne is one of our debt advisors and he’s been working in the debt advice industry for seven years – the past two years being at…
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Why not being able to afford everything doesn’t make you a bad parent

Why not being able to afford everything doesn’t make you a bad parent If you feel like a bad parent because you can’t afford things, it doesn’t mean you’re failing your children. It may mean your money is stretched. Your income might not go as far as it used to. Debt repayments may be taking…
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I feel like I’m failing at life because of money

I feel like I’m failing at life because of money Debt, missed payments or a lack of savings can feel deeply personal. They can start to look like evidence that life has not gone the way it should have. You may look at your bank balance, rent, bills, or the things you haven’t managed to…
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My Partner Doesn’t Know I’m in Debt. What Should I Do?

My partner doesn’t know I’m in debt. What should I do? Being in debt without your partner knowing can feel frightening. You might be worried they’ll be angry, disappointed, or that it could change how they see you. Debt can feel even harder when you’re carrying it alone. You may be hiding letters, avoiding conversations,…
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Skipping Meals to Pay Bills? What To Do Next

Skipping meals to pay bills: what to do if you can’t afford food and bills Skipping meals so you can pay bills is a sign that your budget is under serious pressure. It doesn’t mean you’ve failed. It means the cost of essentials may now be more than your income can cover. Recent research from…
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How to Talk to Kids About Money

How to talk to kids about money Talking to children about money can feel uncomfortable, especially if money feels tight in your own household. You might worry they’re too young or feel unsure what to say. You don’t need to be an expert to talk to kids about money in a helpful way. The most…
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Debt Doctor
Debt Doctor Real questions. Real answers. Debt Doctor is our way of giving honest, straightforward answers to the questions people ask every day about debt, bills, credit scores, bailiffs, loans, and everything in between. No jargon. No judgement. Just practical advice from experienced MoneyPlus advisors who understand that behind every debt question is a real…
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Why do I compare myself to others financially?

Why do I compare myself to others financially? It’s hard not to compare your finances to other people’s. It can sometimes feel like everyone else is doing better with money — saving more, spending more comfortably, or moving ahead faster. You might see a friend buying a house, a colleague going on holiday, or someone…
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Managing family finances on a tight budget

Managing family finances can feel difficult when money’s tight. This guide explains how to build a simple budget, prioritise essential costs and understand when extra support may help.
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Behind the MoneyPlus People: A Thank You Card for Paula

Behind the MoneyPlus People: A Thank You Card for Paula Welcome to our new blog series – Behind the MoneyPlus People. This series will be a place for us to share the incredible work our MoneyPlus people do every day, and to celebrate how these wins are positively impacting our customers. Last week, one of…
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Debt Consolidation vs Debt Management Plan (DMP) | Key Differences Explained

Debt consolidation vs debt management plan: what’s the difference? Content Debt consolidation and Debt Management Plans (DMPs) are two ways to manage multiple debts. With debt consolidation, you take out new credit, such as a loan or credit card, to pay off existing debts. Debt consolidation is more commonly used by people who can still…
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Student loans are changing: what this means for you

The UK government has announced that some student loans in England and Wales will have their interest rates capped at 6% beginning from September 2026. At first glance, this may sound like positive news. But what does it actually mean for you and your money? Let’s break it down in a simple, clear way. Interest on your Plan 2 student loans and postgraduate loans will be capped From September 2026, interest on Plan 2 student loans and postgraduate…
